Foothills First Lending Team

The Foothills First Lending Team led by Loan Officer Kevin Carroll with his Loan Officer Assistant, Katy Anderson, and Loan Officer Gary Robillard. With over 60 years of combined experience in the mortgage industry, we are here to guide you through every step of the mortgage process. Located in the picturesque Foothills of the Smoky Mountains in East Tennessee, we take pride in not only being your mortgage team but also your neighbors, committed to providing you with the best service possible.

Whether you're a first-time homebuyer or looking to refinance, trust Foothills First Lending Team powered by Edge Home Finance to be your trusted partners in homeownership. If you're looking for a lender, call Foothills First!

Meet Kevin Carroll

One of the best things about being a loan officer is assisting people on their journey to own a home. Not only do I get to help people realize their dreams of being homeowners, but I have the opportunity to work each day with people from all walks of life.

After earning a degree in Human Resources from the University of Tennessee, I spent 18 years working in the manufactured housing and mortgage finance industries. My finance career has offered me a lot of opportunities, including the chance to become a licensed mortgage loan originator. Over the years, I have advised buyers about their mortgage lending options so they can select the home loan program that best suits their needs. In that role, I strive to make my clients feels like family and offer them honest advice and professional service so they can have the best experience possible.

I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon!

Meet Gary Robillard

Purchasing a home can be one of the most thrilling experiences of a lifetime. I've had the pleasure of working in the mortgage and finance industry for over 20 years, and during this time, it has been my honor to help hundreds of clients on their homebuying journey.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs can change frequently. Ensuring that you make the right choice for you and your family is my ultimate goal. One of the aspects I truly enjoy about being a loan officer is the ability to provide valuable advice and guidance to my clients. It's incredibly fulfilling to help my clients navigate the complexities of the home buying process so they can make informed decisions.

I am committed to providing my customers with mortgage services that exceed their expectations. I look forward to continuing to offer my expertise and support to those seeking to fulfill their homeownership dreams. Feel free to reach out to me with any questions you may have. I'd be honored to walk you through every step of the mortgage process!

Meet Katy Anderson

With over 20 years in the finance industry, I have dedicated my career to assisting individuals in making their homeownership dreams come true. As a mortgage loan officer assistant, I work closely with buyers, assisting them throughout the loan process to ensure a smooth and successful home purchase. From the initial steps to the final signature, whether it's crunching numbers or guiding clients through the process, I'm here to make the journey as seamless and smooth as possible.

There's nothing quite like helping other's find their perfect home!

TERMS OF USE

Please carefully read this agreement (“Agreement”) before accessing or using this Internet Website (“Website”). When you access or use the Website, you are agreeing to be bounded by this Agreement, including the liability disclaimers contained below. If you do not agree to the terms contained herein, do not use this Website or download any information from it. Materials on this Website may be accessed, downloaded and printed only for personal and non-commercial use. By using this Website, you agree that you will not use any materials or information found on this Website for any purpose that is unlawful or prohibited by this Agreement, including, but not limited to, the use of this Website from locations outside of the United States of America or if you are under 18 years of age. Your permission to use the Website is automatically terminated if you violate any of the terms contained in this Agreement.

COPYRIGHT AND TRADEMARK RIGHTS
The contents of www.foothillsfirstlendingteam.com are owned and copyrighted by Foothills First Lending Team and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials at this Website is permitted without the written permission of Foothills First Lending Team. All trademarks, logos, and service marks are the property of Foothills First Lending Team.

CONSENT
You hereby understand and agree that by using this Website, you automatically and without any further action have established a business relationship between you and Foothills First Lending Team. As a result, you agree to allow Foothills First Lending Team to contact you about its business via telephone, e-mail and /or standard mail using the contact information you have provided. You hereby consent to such contact even if your phone number is on any Do Not Call list.

LIABILITY DISCLAIMER
Foothills First Lending Team STRIVES TO MAKE SURE THAT THE INFORMATION ON ITS WEBSITE IS ACCURATE, BUT INACCURACIES OR ERRORS CAN OCCUR. YOU USE THIS WEBSITE AT YOUR OWN RISK. Foothills First Lending Team RESERVES THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF ITS WEBSITE AT ANY TIME WITH OR WITHOUT NOTICE. YOUR CONTINUED USE OF THE WEBSITE CONSTITUTES YOUR ACCEPTANCE OF SUCH MODIFIED TERMS. THIS WEBSITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED “AS IS.” Foothills First Lending Team DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. Foothills First Lending Team IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEBSITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

INDEMNIFICATION/LEGAL RELIEF
You agree to indemnify and hold Foothills First Lending Team harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys’ fees incurred by Foothills First Lending Team arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement.

GOVERNING LAW AND VENUE
This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in San Diego County and the United States District Court for the Southern District of California, in any action in which a claim is brought with respect to this Agreement, and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum for any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of San Diego County.

MISCELLANEOUS
This Agreement embodies the entire agreement between the parties and may not be amended, modified, altered or changed in any respect whatsoever except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and Foothills First Lending Team. No representation, promise, inducement or statement of intention has been made by you and Foothills First Lending Team that is not embodied in this Agreement. You and Foothills First Lending Team shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision of this Agreement shall be construed independently of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.

FOOTHILLS FIRST LENDING TEAM

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